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Last update: April 30, 2010 11:39 AM MST

Conforming | Jumbo | | Government

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
30 yr fixed conforming
 5.250 1.000 5.340
15 yr fixed conforming
 4.625 1.000 4.776
3/1 ARM
 4.125 1.000 3.644
30/5 yr fixed or 5/1 ARM
 4.125 1.000 3.740
30/7 yr fixed or 7/1 ARM
 4.250 1.000 3.885
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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
30 yr fixed jumbo
15 yr fixed jumbo
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Government Loan Programs

Program Rates Points APR
30 yr fixed FHA 4.875 1.000 4.963
15 yr fixed FHA 4.500 1.000 4.651
30 yr fixed VA 5.000 1.000 5.089
15 yr fixed VA 4.500 1.000 4.651
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.